You can contribute to multiple traditional 401(k) and after-tax Roth 401(k) accounts in the same year, but your total 401(k) ...

Discover how the SECURE 2.0 Act updates and the new 2026 IRS caps open a golden path to wealth for the average worker.

While high inflation may be painful for American shoppers and households, it also means higher contribution thresholds. Money; Getty Images If you’re planning to save more for retirement in 2026, ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Khadija Khartit is a strategy, investment, ...

If you're planning to retire in the next five years, you need to know about the new changes to 401(k) catch-up contributions.

Roth options to their employees. If your employer does, you should definitely consider taking advantage because of the tax ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

In 2022, Congress passed the Secure 2.0 Act, which affected many 401(k) rules the workers need to know about today. The Act mandated that certain 401(k) retirement plan changes would be made in stages ...

If you're going to save for retirement, it generally makes sense to do so in a tax-advantaged account. That way, you can shave down your IRS bill in some shape or form in the course of building up a ...

If you’re a high-earning, older worker, the rules for making “catch-up” contributions to a 401(k) or similar job-based retirement plan have changed. Starting this year, employees age 50 and older ...

For the past 24 years, workers age 50 or older have been able to supercharge their 401(k) accounts by making “catch-up” contributions as they approach retirement. But new rules from the IRS will ...

Qualified distributions are allowed at age 59½, but an exception may allow you to make a penalty-free withdrawal Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net ...