The IRS has a say in how much you withdraw from your retirement. Here's what that means for a $400,000 balance.

If you’re entering retirement, it's essential to understand how required minimum distributions, or RMDs, work. Tax-deferred ...

If you spent your working years contributing to a pre-tax retirement plan, you paid no federal or state income tax on that ...

The way the government does that is by mandating people take what are known as required minimum distributions, also called ...

Elizabeth Blessing is a financial writer and editor specializing in growth investing, high-yield stocks, small caps, and gold investing. Charlene Rhinehart is a CPA , CFE, chair of an Illinois CPA ...

In general, anyone with a tax-deferred retirement account must take withdrawals called required minimum distributions (RMDs) beginning at age 73. RMDs are calculated by dividing the retirement account ...

A retirement plan that needs to last 30 or more years can succeed or fail based on its structure. Account types, contribution ...

Roth options to their employees. If your employer does, you should definitely consider taking advantage because of the tax ...

Importantly, RMD rules do not apply to Roth accounts while the original owner is alive, but beneficiaries of Roth accounts must abide by RMD rules. Each year, accountholders generally have to take ...