The data company has teamed up with Plaid, a fintech, to offer lenders a better window into the credit health of so-called ...
Some private lenders are using real-time and alternative data to help inform a potential borrower's risk profile.​ ...
As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...
Since lending first began, banks have always used information from customers’ accounts to determine whether they were creditworthy. But most online lenders of consumer loans and cards don’t have a ...
Lenders have traditionally turned to credit bureau data to assess affordability and risk—but that reliance is starting to change. AI-powered models are now delivering real-time, predictive insights ...
Data breaches tied to financial services companies are no longer rare, but they still hit harder when Social Security numbers are involved. In the latest incident, U.S.-based fintech company 700Credit ...
YOUR INFORMATION WITH A CREDIT FREEZE. FOLKS, IF YOU HAVE NEVER DONE A CREDIT FREEZE BEFORE, IT CAN BE OVERWHELMING. SO LET ME WALK YOU THROUGH IT. FIRST OF ALL, LET’S ADDRESS THE DIFFERENCE BETWEEN ...
FORMAL lenders remain reluctant to extend loans to small-scale and medium-sized enterprises (SMEs) as gaps in credit ...