If Korea hopes to build a more inclusive financial system, empowering individuals to control and utilize their own data must ...

Since lending first began, banks have always used information from customers’ accounts to determine whether they were creditworthy. But most online lenders of consumer loans and cards don’t have a ...

As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...

Credit reporting issues have consistently ranked among the top consumer complaints tracked by the Federal Trade Commission’s Consumer Sentinel Network. According to the FTC’s 2024 data book, reports ...

Lenders have traditionally turned to credit bureau data to assess affordability and risk—but that reliance is starting to change. AI-powered models are now delivering real-time, predictive insights ...

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...

Members of Navy Federal Credit Union can now build their credit scores through rent and utility bills, thanks to the credit union's work on consumer-permissioned data sharing. Processing Content Navy ...