Lisa Smith is a writer with a passion for financial journalism, contributing to popular media outlets like Investopedia and Bloomberg BNA. Erika Rasure is globally-recognized as a leading consumer ...

NEW YORK — New York Attorney General Letitia James has released a guide to help New Yorkers use the state’s Exempt Income Protection Act to protect their money from debt collectors. The EIPA is a ...

Debt—most people have it, and nobody wants it. But it doesn't have to be a skeleton in your closet: You can haul it out and deal with it. You can even learn to use it to your advantage. As a Johns ...

Dealing with debt issues can be overwhelming, especially if your debt has been turned over to a debt collector to deal with. When your debt slips into collections, those simple monthly bills that you ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. If you live in Ohio and debt collectors ...

Americans are carrying more than $1.23 trillion in collective credit card debt as of late 2025, at a time when average credit card APRs also hover above 20%. And, as the interest charges are tacked on ...

The number of filings is back above 2020 levels as prices rise and people rely more on credit cards, an analysis finds. But many borrowers don’t respond to the suits and lose by default. By Ann Carrns ...

Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment. Always ask for detailed information about the debt and the debt collector’s contact details to ...

Debt collection scams can be one of the most frightening and persistent scam types. Victims often report that scammers harass them or their family members for weeks or even months, both at home and at ...

The Fair Debt Collection Practices Act (FDCPA) holds great potential as a tool for consumers. On October 1, 2024, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion titled Debt ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Colorado residents have plenty of legal ...