Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Debt settlement requires you to pay a lump sum to creditors for less than you owe and have the remaining balance forgiven. To choose the right debt settlement company, compare the cost, eligibility ...

If your goal is peace of mind, paying what's owed can feel like a weight lifted. You eliminate collection calls and remove ...

Although Consumer Financial Protection Bureau (CFPB) priorities and mandates are undergoing shifts with the new Trump administration, the CFPB pledged in 2024 to continue its efforts to eliminate ...

When a debt changes hands, your obligations — and your options — may not be quite what you'd expect.

As American consumers continue to face historically high levels of personal debt, the need for qualified and properly trained debt settlement professionals has never been greater. With the average ...

Unsecured debt refers to loans that are not backed by collateral. Because they are riskier for the lender, they often carry ...