Debt settlement is the process of negotiating payoff of your outstanding debts, often for less than what you owe. While you can attempt this yourself, there are also companies that can negotiate on ...

If creditors agree to settle, you can net some savings. If they don’t, then you’ll likely owe even more.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That can make it challenging to weed out the safe, reputable programs ...

These consolidation loan alternatives can help you simplify your payments without adding to your debt.

Debt settlement and bankruptcy are drastic solutions for serious financial problems. Most consumers who qualify for Chapter 7 are better off choosing bankruptcy. Debt settlement can be a better option ...

This article was paid for by Freedom Debt Relief. A debt settlement company can help you find relief from overwhelming debt payments, debt collectors and mounting fees. But not all of these companies ...

How long does debt relief take? There are a variety of debt relief options that can bring debt struggles to an end. It's understandable to want to know how long debt relief takes before you choose one ...

Americans suffer high amounts of consumer debt, primarily revolving credit card debt. In February 2025, the average credit card debt per American was $6,455, up $194 from a year ago. However, that ...

When it comes to getting debt-free, the right strategy can make all the difference. There are a lot of potential tools and resources that could help you take control of your finances and find debt ...

There is not a single federal debt forgiveness program for older adults. However, options such as debt management plans, credit counseling, and debt consolidation loans are available. Debt forgiveness ...