A 609 letter can help you challenge credit report errors, but it's not a magic fix for your debt. Here's why.

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

Credit card balances have reached unprecedented levels nationwide, with Americans collectively carrying over $1.23 trillion in credit card debt currently. And, as credit card rates remain elevated and ...

The term "debt relief" or "debt resolution" generally refers to several ways you might restructure debt to make it more affordable. Debt relief options include debt consolidation, debt management, ...

These consolidation loan alternatives can help you simplify your payments without adding to your debt.

Debt settlement and bankruptcy are drastic solutions for serious financial problems. Most consumers who qualify for Chapter 7 are better off choosing bankruptcy. Debt settlement can be a better option ...