The average FICO score fell to 715 in April, down one point since January and two points from a year earlier. For consumers, ...

Ready to transform your credit score? Discover actionable strategies for improving your score, whether you're starting fresh or recovering from past mistakes ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Securing a high credit score requires more than just good financial behaviour. One must be proactive, disciplined and ...

A new report finds that scores dropped the most for those age 18 to 29. Here’s how to deal with a drop in your score.

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit card bill on time and in full every month. Paying on time prevents late ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Could your debt be reduced or forgiven? Take our financial relief quiz. There is nothing like the thrill of paying off a debt. However, that excitement can quickly wane, turning into impatience as you ...

Brittany Brown is a full-time copywriter writing covering real estate and personal finance topics like budgeting, investing, credit cards, and more. She is currently working to become an accredited ...

A personal loan may help improve your credit score if you pay on time and in full A personal loan can positively and negatively affect your credit score, depending on how you use it, your existing ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay, In some cases, your score ...