You don’t need perfection to reach this milestone. You need a clear plan, realistic expectations, and the tenacity to keep going even if your progress stalls.

When managing your money, it’s easy to confuse saving with investing. While the two are closely related, they play different roles in your financial journey. Saving is about setting aside money for ...

If you’ve ever done any financial planning at all, you’ve likely heard the advice that you should “pay yourself first.” In a nutshell, this pithy slogan simply means that you should fund your savings ...

Paying yourself first is a foundational principle of sound personal finance. It emphasises prioritising your savings and investments before covering other expenses. This approach involves immediately ...