A variable annuity, which ties returns to market performance, introduces more risk and reward. Historical averages suggest ...

A variable annuity is an insurance contract that invests in market-based subaccounts and grows tax-deferred. It may offer features like lifetime income guarantees or death benefits. These features ...

While most Americans are feeling the pinch caused by ongoing economic uncertainties, perhaps no group feels its impact as strongly as seniors, especially those on a fixed budget. Despite easing ...

From time to time — not often enough for me — financial products come out that actually fill a need. I'll discuss a couple today, and more in future columns. While I find these products newsworthy, ...

Retirement researchers are often enthusiastic about annuities, but many consumers are reasonably skeptical. Here to discuss basic information about annuities and their pros and cons is Christine Benz, ...

A group annuity is a retirement savings contract typically offered through an employer that pools contributions from multiple participants to provide guaranteed income in retirement. Unlike individual ...

She emphasized that such recommendations are often driven by sales commissions rather than the investor's best interests. In fact, she noted that a $50,000 indexed annuity would likely yield Betty's ...