Self-employed individuals can contribute to a Solo 401(k) in two layers, $24,500 as an employee plus up to 20-25% of net income as an employer, reaching the $72,000 annual ceiling in 2026, with an ...

With the IRS raising the 401(k) employee deferral limit to $24,500 for 2026, up from $23,500 in 2025, a $1,000 increase deserves more than a shrug. Two other limit changes this year deserve far more ...

Gig workers and small-business owners often overlook the solo 401 (k). Here’s how the 2026 contribution limits work and why some high earners can bypass a new catch-up rule.

The IRS has increased the amount you can contribute to your retirement accounts in 2026. You can now contribute up to $24,500 to your 401(k) plan, up from $23,500 in 2025, and up to $7,500 to your ...

Thu, April 2, 2026 at 9:15 AM UTC Most business owners know they can contribute to a 401(k), but fewer know the IRS allows a self-employed individual to contribute as both the employee and the ...