As we navigate through 2025, retirement planning continues to evolve with increasing complexity. Among the most significant yet frequently overlooked retirement expenses is IRMAA — the Income-Related ...

An income-related monthly adjustment amount (IRMAA) is a surcharge added to your monthly Medicare Part B and Part D premiums based on your annual income. Many parts of Medicare involve paying a ...

Meet IRMAA. This is not a senior’s dating site, but every senior on Medicare should be intimately familiar with IRMAA — the initials that stand for “income-related monthly adjustment amount.” It’s the ...

IRMAA stands for Income-Related Monthly Adjustment Amount. It's an additional surcharge that some Medicare beneficiaries pay in addition to their standard monthly premiums for Medicare Part B and ...

Sadly the more prepared you are for retirement the more you may have to spend on medicare premiums. Many assume they will be free of health insurance premiums once they reach Medicare age. Others ...

Medicare's income-based premium surcharges are poised to reach deeper into the middle class, potentially pulling millions of additional retirees into higher monthly costs just as they shift from ...

“It’s not a penalty — it’s a surprise tax hike disguised as a Medicare premium.” That’s how I describe one of the sneakiest traps in retirement: the Income-Related Monthly Adjustment Amount, better ...

A yellow sticky note on top of an IRS 1040 tax form with Roth IRA conversion tax strategy written on it. Many people don’t think of or are simply unaware of potential IRMAA Medicare surcharges when ...

Medicare IRMAA can be mitigated with thoughtful planning. Having cash for RMDs should be part of a fixed income strategy. It is time to seriously consider a shift toward a barbell fixed-income ...