Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South Carolina, where he launched his own financial advisory firm in 2018. Thomas' experience gives him expertise in a ...

Starting in 2026, the 401(k) contribution limit is $24,500, up from $23,000 in 2025. Investors age 50 and older also get a higher catch-up contribution cap of $8,000 for 2026. However, most ...

The second-largest target-date fund provider plans a new offering with an annuity inside it.

Call it the “risk paradox.” You know when to play safe—you don’t invest money you’ll need soon in the stock market. So why doesn’t your 401(k) plan see it the same way? Most plan participants ...

Successful retirement requires balancing needs versus wants and using financial tools such as 401(k)s, IRAs and Social Security. Jean Chatzky advises delaying Social Security until 70 and automating ...

Maxing out a 401(k) is one of the most reliable ways to build wealth for retirement. This workplace account lets you make pre-tax contributions and, in many cases, your contributions also qualify you ...

There are more than 730,000 plans, representing $10.1 trillion of retirement assets for 70 million participants, according to Investment Company Institute's "Resource Hub: 401" and "Quarterly ...

More than $1.65 trillion sits in lost or forgotten 401(k) accounts. The average unclaimed balance is $56,616 — a lot of money for someone to lose sight of, to be sure. Yet, it's easy to understand how ...

Michael Grossman is an accomplished writer, marketer, and business development professional. He has 25+ years of experience in business development. Thomas J Catalano is a CFP and Registered ...

A 401(k) loan lets you borrow from your workplace retirement plan and is usually repaid through payroll deductions. A personal loan is a lump sum from a lender, usually repaid with fixed monthly ...

WSJ | Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. A ...