Before you apply for a personal loan, consider prequalification. It's a great way to explore personal loan offers without hurting your credit score, allowing you to shop for the best deal.

Long-term personal loans let you spread out repayment over time, often between five and seven years. Longer terms can mean smaller monthly payments, but that usually means higher interest. If you’re ...

Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned indirectly by Fox Corporation. The Fox Money content is created and ...

Secured personal loans might offer you more borrowing options if you don’t qualify for other loan types. Buy Side’s best secured personal loans are offered by the highest-rated lenders that offer ...

See what Upgrade offers for personal loans.

There are times when you need access to a significant amount of cash, like $10,000, and you need it quickly. Where there are lots of options for borrowing or accessing that amount of money — from ...

Meredith Mangan is a senior editor and expert on personal loans. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned ...

Personal loan debt in the U.S. reached $245 billion in the fourth quarter of 2023, and the number of consumers with personal loans reached a record high. With the Federal Reserve’s rising inflation ...

A personal loan is an unsecured loan and can be availed without any collateral. There is no restriction on its end usage. You ...