Forbes contributors publish independent expert analyses and insights. Teresa Ghilarducci Ph.D. is an Economics Professor. Annuities are good for retirees, but America’s workers lost access to ...

Not even half of workers are on track to maintain their current lifestyle in retirement. Retirement preparedness differs by ...

Retirement planners don't just need to think about how much money they'll need. They also need to think about how long they're likely to live. A longer lifespan means more years of spending on housing ...

Outliving your money is the biggest nightmare for most retirees. In fact, 64% of U.S. adults surveyed by Allianz Life said they were more afraid of running out of money in retirement than dying [1].

Many Americans don’t have a pension, and many don’t follow traditional linear career paths, so it may be time to explore ...

Let’s start with the good news, which is that most retirees describe this stage of life as positive. However, there is bad news too. Taylor (2024) concludes that up to one-third of people who retire ...

Florida and Arizona get all the retirement glory, but they're not the only options for retirees who want sunshine and savings.

Quick Read Spend $80,000/year from 401(k) ages 64-70 to claim $62,172 annual Social Security at 70 versus $4,152 at 67. Model ...

Discover 12 of the best European countries for American retirees, with insights on visas, healthcare, taxes, cost of living, and lifestyle in each location.