The Wall Street bank’s model assumes a 5% annual gross savings rate, a pre-retirement portfolio of 60% equities and 40% bonds ...

That said, the 4% rule assumes that your portfolio has a fairly even mix of stocks and bonds. If you're a very conservative ...

The retirement landscape has shifted dramatically in recent years, with inflation, healthcare costs, and extended lifespans ...

“As a starting point, you’ll need to estimate your retirement expenses,” said Rita Assaf, vice president of retirement offerings at Fidelity. Take a look at your bank statements, see what your current ...

Compared to other generations, baby boomers are the least prepared for retirement. See how your generation stacks up against baby boomers and how ready for retirement you'll be.

Most retirees tap their accounts in the wrong order, draining savings faster and triggering unnecessary taxes. This 5-step ...

Discover how Americans are making their retirement savings last longer with smart strategies like planning, saving and ...

When it comes to retirement planning, having a written plan can be an important tool when it comes to saving money.

That’s the takeaway from the latest retirement savings report from Fidelity, a leading plan manager. In the first three months of 2025, the total 401(k) savings rate on Fidelity plans reached 14.3%.

The retirement industry can still make big strides to help participants realize tax-advantaged strategies when taking plan ...

If you're one of the millions of workers facing this disadvantage, there are options available to overcome it.

One estimate shows 40% of working Rhode Islanders work for employers who put nothing aside for their employees' retirement.