While Roth conversions often pay off, don't assume they're the obvious choice.

The age-old rule applies: If it sounds too good to be true, it probably is.

With a Roth conversion, you're paying your current tax rate on the money you move over. If that current rate is lower than ...

Roth IRAs are funded with after-tax dollars and can provide tax-free income after age 59 1/2. Money from a traditional IRA ...

That means paying taxes on the converted funds in the year you move the money to your Roth IRA. It needs careful handling so ...

The Roth conversion ladder lets you move money from a traditional account to a Roth plan while minimizing your taxes.

Rolling a traditional 401(k) into a Roth IRA triggers immediate taxes on the full conversion amount. Roth IRAs offer tax-free growth and withdrawals with no required minimum distributions during the ...

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

If you're revisiting your retirement plan before year-end, a Roth conversion could be one of the smartest tax moves available. Converting a traditional pre-tax IRA into a Roth IRA now can lock in long ...

In life, you often get second chances — and the same is true with investing. To illustrate: You might not have been able to contribute to a Roth IRA during your working years due to your income level, ...

When is a Roth conversion a good idea? Readers are confused about their strategies. Got a question about investing, how it fits into your overall financial plan and what strategies can help you make ...