At Money Digest, we've previously discussed how the COVID-19 pandemic accelerated remote work (aka work from home) and the differences between W-2 official employees of a company and freelancers, who ...

Looking for a flexible retirement plan that meets your self-employment needs? A Solo 401(k) account can allow you to contribute both as an employee and employer, therefore increasing your potential ...

You've set yourself up for retirement success by enrolling in your employer-sponsored 401(k) plan. Good job, you! Now it's ...

For most people, their plan might be to configure their 401(k) once, pick their funds, and walk away. Fast forward some years later, and they assume the portfolio is still set up the way they left it.

Small business owners can boost employee recruitment and retention and help themselves and their workers save for retirement by establishing a 401(k) plan. These plans can only be set up by employers, ...

After delaying a rule requiring high-income 401(k) savers aged 50 or older to make catch-up contributions in Roth accounts, the IRS has signaled that it will take effect starting next year. Industry ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).