Each of the portfolios in the federal government’s 401(k)-style retirement savings program finished last month in the black.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Ryan Eichler holds a B.S.B.A with a concentration in Finance from Boston University. He has ...

Starting in 2026, the Thrift Savings Plan (TSP) will give every federal employee a new power move. For the first time, you’ll be able to convert your traditional (pre-tax) TSP balance into Roth (after ...

The first two provide streams of income meant to last a lifetime along with survivor benefit options, while the third provides more flexibility. The evidence that federal employees have done an ...

The Thrift Savings Plan (TSP), a retirement plan for federal employees and uniformed service members, is the nation's largest defined contribution plan, with seven million participants and over $845 ...

Like other target-date funds, the Federal Thrift Savings Plan’s TSP L Funds are among the retirement plan’s most popular options. The funds, also known as the TSP Lifecycle Funds, accounted for more ...

With additional education, broader allocation strategies may enter the conversation, allowing individuals to evaluate how ...

A federal employee with 30 years of service and a $90,000 high-3 average salary receives only $27,000 annually under FERS—just 30% of pre-retirement income. To bridge this gap, employees must navigate ...

To submit a question, e-mail USA TODAY reporter Christine Dugas at: cdugas@usatoday.com The Thrift Savings Plan (TSP) is a retirement savings plan for federal employees If you contribute combat pay, ...