Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Now, more than ever, investing is an important part of retirement planning. And one of your investment options as an employee might be a 401(k) plan. Participating employers offer 401(k)s for employee ...

401(k) matching contributions can be a wonderful perk for employees. Under an employer matching program, your employer agrees to contribute money to your 401(k) account, matching what you save from ...

When structuring an employee stock option or retirement plan, a small business owner must decide how the plan's vesting system will operate. Vesting rules determine how employees gain property rights ...

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Any money that you put into your 401(k) is yours. But when it comes to employer match contributions, things work a little differently. To own any portion of your employer's contributions, you'll need ...

You may not be entitled to all of your matching contributions Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who ...