Homeownership is more expensive than ever: In nearly half the country, the median household income isn't enough for a three-bedroom house. For low-income households, defined as those earning less than ...

Standout benefits: Guild offers several low-down-payment options, including the zero-down Arrive Home loan for borrowers earning up to 160% of an area's median income. If borrowers come with 1% down, ...

These no-down payment mortgages are for low- and moderate-income homebuyers in designated rural areas.

Compare conventional, FHA, VA, USDA, and jumbo mortgages. Learn how loan terms, rates, and requirements affect which home ...

Michael Boyle is an experienced financial professional with more than 10 years working with financial planning, derivatives, equities, fixed income, project management, and analytics. Jiwon Ma is a ...

A conventional loan is a mortgage that's not backed by the federal government – unlike FHA, VA and USDA home loans.