Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

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Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

As an entrepreneur and consultant with four years of experience writing for top brands like Linktree, Quicksprout, and Crazy Egg, Elle Juliette is an expert in writing data-driven content on personal ...

Credit card issuers are not required by law to provide advance notice before closing accounts. Accounts may be closed due to lack of usage, non-compliance with terms and conditions or changes in card ...

Credit card balances in the U.S. have reached a 10-year high, according to Nov. 9 data from credit reporting bureau TransUnion. The average credit card account is now carrying a balance of $6,088, ...

An account closure could hurt your credit score, even if it wasn't your fault. Here's what to do to fix it. Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, ...

Dear Liz: Our son-in-law has been diagnosed with early Alzheimer’s disease and sometimes makes reckless purchases. Our ...

Dan Rafter has written about personal finance, credit cards, mortgages, insurance, credit scores and other financial topics for more than 20 years. He has written for Rocket Mortgage, Bankrate, ...

Short Answer: Yes, if the card is still not officially approved, you may be able to contact the credit card issuer to cancel before you are officially approved. But if you’re approved, declining a ...