The Los Angeles fires have cast uncertainty over when the insurance crisis buffeting the entire state will ease, California Insurance Commissioner Ricardo Lara told the Chronicle during an interview Saturday in Santa Monica,

California Insurance Commissioner Ricardo Lara addresses challenges facing homeowners affected by the wildfires, the FAIR Plan, and future of insurance.

Ricardo Lara stood up for wildfire victims by placing a 1-year ban on insurance companies canceling or not renewing policies for homeowners.

The California insurance commissioner expanded the emergency protections covered by his recent moratorium for Southern California residents affected by wildfires.