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Mortgage Refinance Rates Today

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Top News
Overview
 · 22h
Mortgage Refinance Rates Today: July 2, 2026 – Rates Move Up
The average interest rate on a 30-year fixed refinance climbed to 6.63% today, according to the Mortgage Research Center.

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 · 2d
Best mortgage refinance lenders of July 2026
 · 13d
Compare current refinance rates to secure the best deal
 · 19h
High-Yield Savings Account Rates Today: July 2, 2026 – Rates Are Steady
Rates on savings accounts are relatively unchanged since a week ago.

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 · 22h
Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, July 2, 2026
 · 22h
Unlock $1,000 in Bonus Cash: The Best Business Credit Cards This Month, July 2026
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Refinancing a Home

Should you refinance now? Which companies offer good rates? How can you lower costs and still get the amount you need? Browse Investopedia’s expert-written library to learn more.
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When could homeowners realistically expect to refinance? 4 lending experts weigh in

The right time to refinance depends on a few factors, experts say, including your current mortgage loan rate.
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Cash-out refinance vs. home equity loans: Which is best for borrowing in today's market?

Home equity is at historic highs. If you've faithfully paid your mortgage over the years, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are sitting on a staggering $35 trillion in home equity.
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Types of Home Loans

Compare conventional, FHA, VA, USDA, and jumbo mortgages. Learn how loan terms, rates, and requirements affect which home loan is right for you.
NerdWallet
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Types of Refinance Loans: Which One Fits Your Financial Goals?

There are several ways to refinance your mortgage, but the best option will depend on your financial situation and priorities. If you’re thinking about a mortgage refinance, you’re in good company. Refinance activity climbed to its fastest pace in four ...
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