Americans have reached their tipping point, and say gratuities have ‘gotten out of control’ — here’s where Dave Ramsey says he draws a firm line

Tipping has become ubiquitous, but many Americans are burning out. According to a recent survey by WalletHub, nearly nine in 10 believe tipping culture has “gotten out of control,” and 83% think ...
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Rule of 72: What it is and how to use it

Here’s how the Rule of 72 works: Divide 72 by your expected annual interest rate (as a percentage, not a decimal). The answer is roughly the number of years it will take for your money to double. For ...