Clients can maximize profits by paying the tax bill outside of the conversion — and more reminders for advisors before they ...

A 64-year-old married couple with $2.9 million in retirement assets has one awkward year to navigate before Medicare begins ...

Quick ReadMost break-even calculators say delaying Social Security costs you money, but they quietly ignore two variables ...

This is read by an automated voice. Please report any issues or inconsistencies here. Dear Liz: My husband and I both waited until age 70 to start Social Security. I will be 72 in September and am ...

Roth conversions are one of the most talked-about retirement planning strategies today. Some investors swear by them, while others aren’t sure whether they are worth the tax bill. A Roth conversion is ...

Trump Accounts give children access to saving money in a Roth individual retirement account, according to financial planners. Roth IRAs are powerful savings vehicles in which investment growth and ...

Americans saving for the future are focused on ensuring that the savings they build now will sustain the lifestyle they envision once their working years are behind them. That purpose guides almost ...

There's a big downside to saving for retirement in a traditional IRA or 401(k): These accounts eventually force retirees to take required minimum distributions, or RMDs. If you don't like the idea of ...

Roth IRA conversions were first allowed in 1998, but you would think it’s a brand new strategy judging by financial headlines and adviser seminar invitations. While an option that every investor ...

If you don't like the idea of that, you may be considering a Roth conversion. With a Roth conversion, you move money from a traditional retirement account into a Roth IRA. From that point onward, your ...

Got a question about investing, how it fits into your overall financial plan or what strategies can help you make the most out of your money? You can write to me at beth.pinsker@marketwatch.com.

Jamie Hopkins explains why retirement income, tax planning and estate planning cannot be treated as separate conversations if advisors want to build truly effective client strategies. He discusses how ...