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MSNYoung,the Invested
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The Roth IRA's allure is easy to understand: The IRS is pretty much always in the rear-view. When you contribute money, that money has already been taxed. So your money grows tax-free in the account, and you withdraw it tax-free too (as long as you withdraw while following the rules). However, if you didn't open a Roth IRA when you were younger ...
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