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2:44
FHA vs Conventional Loan: Which Is Better for First Time Homebuyers?
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carloscantugza
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🚨 You might be closer to buying a home than you think. FHA loans can allow 3.5% down with flexible qualifying guidelines—so 20% down isn’t the requirement many first-time buyers think it is. 💬 Comment “FHA” and follow me for more mortgage tips that could help you get into your first home. Helping in 49 states
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therealwayneturner
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The house appraised for the value… But the FHA appraiser still wouldn’t approve the loan. Why? Because a couple of missing downspouts could allow water to collect around the foundation, creating a potential drainage issue. Sometimes it’s the smallest things that can delay closing. What would you have done? 👇 #PortlandRealEstate #FHALoan #HomeBuyingTips #HomeAppraisal #firsttimehomebuyer
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daniela.walker.realtor
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This townhome qualifies for a no-money-down FHA loan using forgivable down payment assistance, and many buyers don’t realize they’re eligible. Here’s how this program works 👇 ✔️ 30-year FHA fixed rate at 5.99% ✔️ 3.5% forgivable down payment assistance ✔️ Assistance is a 30-year forgivable second lien ✔️ 0% interest on the assistance ✔️ Fully forgiven after 3 years of on-time payments ✔️ You do NOT have to be a first-time buyer 📌 Qualification basics: • Minimum 620 credit score • Max 50% DTI (
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