Not the credit cards!! 😬 I think credit cards can be a great tool when used responsibly. You can earn cash back, travel points, or discounts! Butttt it’s so important to pay off your cards in full every month. These benefits are NOT worth it if you are paying 30% in interest. We use our credit cards to pay for about everything. And we use cash back rewards to fund Christmas, have gotten free flights and hotel stays, and get discounts at Disney! Do you use credit cards? 💳 and follow along for m
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