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Kwame, @IEAKwame I understand your reasoning. If you sold your car for 1m and you have debt of Kes 12m, should you pay down the debt or use the money to earn income or build a house? And the answer is it depends. It depends if you are being expansionist or believe growth is possible. Debt is terrible when what you finance doesn’t bring growth, revenue or more productivity. If dairy exports doubled, tea grew by 70+B, edible oils acreage went up 90%, coffee prices rose, sugar went up by some month
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Paying off debt doesn’t start with pressure or perfection it starts with clarity and a plan. In this video, I’m showing you the simple steps I use to pay down debt with intention: • Listing debts from smallest to largest • Choosing a clear debt payoff strategy • Creating a system to stay consistent and focused When your money has structure, your mind has peace. And when there’s peace, progress becomes possible. If you’ve been feeling overwhelmed, discouraged, or unsure where to start this is you
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